How to Test Banking Applications

Banking applications are considered to be one of the most complex applications in today’s software development and testing industry. What makes Banking application so complex? What approach should be followed in order to test the complex workflows involved? In this article we will be highlighting different stages and techniques involved in testing Banking applications.

The characteristics of a Banking application are as follows:

  • Multi tier functionality to support thousands of concurrent user sessions
  • Large scale Integration , typically a banking application integrates with numerous other applications such as Bill Pay utility and Trading accounts
  • Complex Business workflows
  • Real Time and Batch processing
  • High rate of Transactions per seconds
  • Secure Transactions
  • Robust Reporting section to keep track of day to day transactions
  • Strong Auditing to troubleshoot customer issues
  • Massive storage system
  • Disaster Management.

The above listed ten points are the most important characteristics of a Banking application.

Banking applications have multiple tiers involved in performing an operation. For Example, a banking application may have:

  1. Web Server to interact with end users via Browser
  2. Middle Tier to validate the input and output for web server
  3. Data Base to store data and procedures
  4. Transaction Processor which could be a large capacity Mainframe or any other Legacy system to carry out Trillions of transactions per second.

If we talk about testing banking applications it requires an end to end testing methodology involving multiple software testing techniques to ensure:

  • Total  coverage of all banking workflows and Business Requirements
  • Functional aspect of the application
  • Security aspect of the application
  • Data Integrity
  • Concurrency
  • User Experience

Continue reading


Database Testing – Practical Tips and Insight on How to Test Database

Database is one of the inevitable parts of a software a pplication these days. It does not matter at all whether it is web or desktop, client server or peer to peer, enterprise or individual business, database is working at backend. Similarly, whether it is healthcare of finance, leasing or retail, mailing application or controlling spaceship, behind the scene a database is always in action.

Moreover, as the complexity of application increases the need of stronger and secure database emerges. In the same way, for the applications with high frequency of transactions (e.g. banking or finance application), necessity of fully featured DB Tool is coupled.

Currently, several database tools are available in the market e.g. MS-Access2010, MS SQL Server 2008 r2, Oracle 10g, Oracle Financial, MySQL, PostgreSQL, DB2 etc. All of these vary in cost, robustness, features and security. Each of these DBs possesses its own benefits and drawbacks. One thing is certain; a business application must be built using one of these or other DB Tools.

Before I start digging into the topic, let me comprehend the foreword. When the application is under execution, the end user mainly utilizes the ‘CRUD’ operations facilitated by the DB Tool.

C: Create – When user ‘Save’ any new transaction, ‘Create’ operation is performed.
R: Retrieve – When user ‘Search’ or ‘View’ any saved transaction, ‘Retrieve’ operation is performed.
U: Update – when user ‘Edit’ or ‘Modify’ an existing record, the ‘Update’ operation of DB is performed.
D: Delete – when user ‘Remove’ any record from the system, ‘Delete’ operation of DB is performed.

It does not matter at all, which DB is used and how the operation is preformed. End user has no concern if any join or sub-query, trigger or stored-procedure, query or function was used to do what he wanted. But, the interesting thing is that all DB operations performed by user, from UI of any application, is one of the above four, acronym as CRUD.

Database Testing As a database tester one should be focusing on following DB testing activities:

What to test in database testing:
Continue reading